Freight Forwarders Liability Insurance – The importance of understanding your policy coverage
Read MoreNavigating your insurance policy, limitations, exclusions and understanding whether you have found the best policy for your business and exposures isn’t an easy task. For some Freight Forwarders and Customs Brokers, many rely on a standard Liability or Business Pack insurance policy. Whilst this does provide some basic level of cover, many Freight Forwarders and…
Have your Business Practices changed?
Business Insurance Business Interruption Insurance Cyber Insurance Management Liability Insurance Professional Indemnity Insurance Public / Products Liability Transport InsuranceRead MoreA number of Industries are feeling the impact from the novel coronavirus pandemic. Societal lockdowns, social distancing and the temporary closure of non-essential businesses, many business owners are having to think outside the box in order to amend their practices so they can still operate during these challenging times. Many businesses have started offering deliveries,…
Can I pay my insurance in monthly installments?
Read MorePaying an Insurance bill is certainly not something that’s high on our daily “To-Do lists”. It is one of those pesky bills, and unfortunately if we don’t pay it, we won’t be covered. So, rather than forgetting about it, Citycover has a solution for you. It’s a product called Premium Funding. A cash flow solution…
Winter brings a Fire Risk
Read MoreIn Australia, there are only a few months (or weeks for some), that we actually need our “winter doona”. When the temperature drops, a significant fire danger increases around our homes. Flammable items being left too close to heaters (especially bedding, curtains and drying clothes), candles, unattended cooking, open fires, clothes dryers and electric blankets….
Impact on Shipping during COVID-19
Read MoreThe Logistics and Trade Industry has seen significant disruption since the outbreak of COVID-19, as the reliance on online shopping and delivery has increased. Initially disruptions were seen out of China, which quickly extended to World Wide as the pandemic spread across the globe. All modes of transport (land, sea and air), have been significantly…
COVID-19 & Insurance
Read MoreAs a valued client of Citycover Insurance Brokers, we wanted to share with you some information relating to the current developments surrounding the COVID-19 pandemic. Citycover is business as usual, so you shouldn’t notice any change in our services. We’ve been able to implement a remote working solution to ensure the health and safety of…
The Importance of Understanding “Underinsurance”
Read MoreNow is the perfect time to think carefully about your Sums Insured. The recent unfortunate and devastating bushfires and storms across Australia has highlighted a huge problem with underinsurance, particularly for home, contents, commercial property and business insurance policies. What is your “Sum Insured?” This will represent the maximum amount your insurance company will pay. If…
Fundraising Scams on the rise!
Read MoreSadly it hasn’t been a good start to 2020 for many Australians, particularly those who have been impacted by Australia’s recent weather events and the current global pandemic. With this, we have seen a rise in “fundraising activities and donations” to those who have suffered a loss. It’s the Australian way – a natural response…
Ultimately, Insurance is about Protection …. not Price!
Read MoreEvery day we are completely bombarded with advertisements selling “cheap” car insurance, and the savings that can allegedly be made. What can this “saving” cost you in the end? We could write about this topic for hours, however, instead of losing your interest – we thought we would name a few points for you to consider: As the…
Drought, Fires, Storms, and now Floods, what’s next?
Read MoreIt’s an unsettling time in Australia right now, especially as our weather remains totally unpredictable. The fires have devastated many communities across Australia, storms including large hail has lashed across the East Coast, whilst North Queensland is currently experiencing huge volumes of rain causing flash-flooding. This same time last year, South-East Queensland was defending off…