Why is this cover important?
Business Travel is part of life for many employees and a large investment to companies. With increasing world events such as political and social unrest, Terrorist Attacks and Weather catastrophes, it is even more important for organizations with overseas travel commitments to ensure they are covered adequately.
Corporate Travel Insurance can protect your business from financial loss associated with situations such as overseas health emergencies, flight cancellations or lost and stolen baggage.
Corporate travel Insurance ensures peace of mind by providing 24/7 Worldwide Emergency Assistance. Should the unthinkable occur, a team of medical, travel and crisis management specialists will be ready to assist you.
Policy benefits can include
Our comprehensive Corporate Travel Insurance policy covers most mishaps that can occur and is designed to meet the needs of both occasional travellers and frequent flyers.
24/7 Worldwide Emergency Assistance
Providing Medical and Security Assistance, Evacuations, Travel Advice, Passport replacement, and real-time translation services.
Unlimited overseas medical and evacuation expenses available.
Life & Disablement Cover
Protects your valued employees if they become disabled or pass away while travelling.
Cover for events resulting from terrorist attacks available.
Blanket Insured coverage
Blanket Insured coverage, there is no need to name each person travelling.
Cover for prepaid travel & accommodation if you need to cancel because of illness, accident, natural disaster or unforeseen circumstance.
Provides protection for you being legally liable for injuring other people or causing damage to their property.
Rental Car Excess
Covers the excess you are liable to pay due to the damage, theft or loss of a rental vehicle.
Political unrest and natural disaster evacuation
Covers costs associated with being forced to leave a country due to political unrest or a natural disaster.
Leisure travel cover for directors and nominated executives, their accompanying spouse and dependent children available.
Lost or Stolen Personal Effects
Covers for emergency replacement of personal effects due to being lost, stolen or delayed.
Flight Cancellation and Missed Connection
Covers the cost of delays resulting from an overbooked flight and alternative public transport expenses to attend a scheduled meeting after a missed transport connection.
Citycover have access to a large range of quality Insurers that specialise in Corporate Travel, Expat Cover and Leisure Travel. We can assist you in tailoring an insurance solution to suit your needs.
Frequently Asked Questions for Corporate Travel Insurance.
Who can purchase a Corporate Travel Policy?
Any business that requires cover for business travel.
Can I pay my premiums by the month?
Yes. All insurance offered by Citycover can be paid by the month through premium funders. If you chose to use the premium funder’s service, your monthly instalments will be tax deductible.
Who is covered under the policy?
All Directors, Executives and Employees of the Policyholder including accompanying Spouse or Partner and dependent Children.
Am I covered if I am travelling against my doctor’s advice?
No, you will not be covered if you are unfit to travel or if you are travelling to seek overseas treatment for a pre-existing medical condition.
What kind of assistance is provided with the policy?
Emergency medical assistance such as arranging ambulances, evacuations and hospital admissions and travel assistance such as visa extensions, lost passports and emergency travel arrangements.
Does the policy cover winter sports such as skiing and snowboarding?
Yes, coverage is available if this is required. Please call us to discuss further.
Will I be insured if I go to a Restricted Country?
Depending on where you are going and the current government issued travel advice it can be difficult to get cover. Contact us and we can assist you. Restricted countries can often change.
How long can I travel overseas for?
The corporate travel policy can cover trips under 180 days. Should you require cover for longer, no problem we can assist with this cover.
Need to Claim?
The knowledge and experience of Citycover’s amazing team is widely recognised. We are extremely passionate insurance professionals, who love what we do.
Senior Insurance Adviser
Claims Services Manager
- Katrina W
I remember very clearly the day I found Citycover. I had spent a whole morning searching high and low for some travel insurance for a trip I was planning to run to New Caledonia with a group of my clients. It was my first time organising a trip of such a kind, and as a small business owner I really did not have the time to be trawling the internet, waiting on hold, being cut off, being asked for information I didn’t have and being put through to the wrong person, which had been my frustrating experience that morning. Somehow I came across Citycover and from the minute I had Nilima on the phone, I could feel all the stress leave my body. She was so kind, helpful and knowledgeable that by the end of the phone call I’d accepted her offer for her to look into better deals for all of my various insurances.
Nilima then paid a personal visit to the office to show me the quotes, and I was delighted to see I’d not being paying any more (in fact sometimes paying less and for better coverage) for my insurance. Nilima was also very honest when she couldn’t give me a better deal and on one occasion suggested I stay with my current vehicle insurer as their offer was better.
Recently, Nilima was away so I dealt with her colleague, Kale. I was initially hesitant as Nilima and I have built up a really good relationship over the years. To my delight, though, Kale was just excellent, so now my faith in Citycover had been further reinforced, knowing they obviously only hire the very best advisers.
I would wholeheartedly recommend Citycover to anyone, but particularly to fellow small business owners. We need to stick to what we do best, and leave things such as insurance to the experts. Their customer service is what I really love about them and I look forward to continuing my relationship with them as my business grows.
26th October, 2017