Why is this cover important?
We know how important your farm is. Therefore you want the right cover to protect your property and stock from threats such as damage from fire and storm, crops and loss of livestock.
Business Interruption after an insured event is also available, which allows you to be reimbursed for your loss of income after an insured event allowing you to get back to what you know best.
POLICY COVER CAN INCLUDE
As a farm owner there is nothing more important than having comprehensive insurance cover. The policies available through Citycover can cover:
Domestic Buildings & Contents
Damage to property (Building, Contents and Stock), caused by fire and nominated perils. Accidental damage cover is available, which provides a broader level of cover than the Defined events policy.
Farm Property
Farm Contents and Farm Buildings, including Farm Machinery and Working Dogs
Burglary and Theft
Of Farm Contents; Hay, Grain, Fencing, Livestock and Farm Trees.
Business Interruption
In the event that an insurable loss causes you to cease trading, this cover can replace any lost income during a period of time.
Business Liability
Covers your legal liability for any bodily injury and property damage arising out of the course of your business activities.
Machinery Breakdown
Covers repair or replacement cost after a breakdown to your plant and equipment.
Money
Covers Loss or damage to cash, cheques, and negotiable instruments.
Public and Products Liability
Covers your legal liability for any bodily injury and property damage arising out of the course of your business activities.
Personnel Cover
Including personal Income and personal Accident, Injury and Illness.
Road Transit
Stock cover whilst in transit.
Motor Vehicles
Cover can be extended to include private or company owned vehicles if required.
Why Us?
When you take out a tailored Farm Insurance Package, you will immediately have access to our expert claims team for personal service on claims, and our experienced advisers for advice on Risk Management.
FAQs
Frequently Asked Questions for Farm Insurance Packages.
What can be covered by a Farm Policy?
Various cover sections can be selected for a Farm Policy. This can include your Domestic House and Contents and Farm Liability only for smaller lifestyle blocks or hobby farms, or cover for Business Interruption for your Farm Business Operation.
Can I insure my private vehicle on my farm policy?
Yes, you can insure a private motor vehicle on your farm insurance policy, however the cover may vary from that available under a stand-alone motor vehicle policy. As your adviser, we will discuss these options with you.
Can I pay my premiums by the month?
Yes. All insurance offered by Citycover can be paid by the month through premium funders. If you chose to use the premium funder’s service, your monthly instalments will be tax deductible.
I grow produce and sell this at Farmer’s Markets. Can my Farm Liability policy cover this activity?
We can review this request with insurers in the Farm and Rural Insurance Market to ensure that the covers in place meet your requirements.
How do I make a claim?
As your Adviser, you will always contact Citycover in the first instance and we will guide you through the claims process as this can vary from insurer to insurer.
Need Help?
Our experienced team is ready to answer any questions you have.
Need to Claim?
Our claims process is seamless, market leading and hassle free. You can submit a claim 24/7 online, or alternatively you can phone us during business hours on (07) 3270 1500 or after hours on 0419-710-868. Your dedicated claims specialist will assist you with your claim from start to finish.
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Our Team
The knowledge and experience of Citycover’s amazing team is widely recognised. We are extremely passionate insurance professionals, who love what we do.
Mark Sandow
Managing Director
Stewart Harker
Director
Daneille Crawford
Senior Insurance Adviser
David Kimber
Senior Insurance Adviser
Jonathan Hobson
Senior Insurance Adviser
Alanna Keleher
Insurance Adviser
Jake Nelson
Insurance Adviser
Lynette Braddock
Insurance Adviser
Nicole McHardy
Insurance Adviser
Paul McGregor
Insurance Adviser
Tracy Livesey
Insurance Adviser
Liz Walker
Insurance Adviser (AR 001256865)
Paul Cotterill
Insurance Adviser (AR 000442425)
Gayle Herriman
Claims Services Manager
Samantha Gill
Claims Adviser
- Julie B
Always friendly service, always great product, always prompt service.. 12 years and still always so good and stress free to deal with you… thank you.
26th October, 2017