Specialist Motor Insurance
If your business operates vehicles as a core service, you need to consider specialist motor insurance. We can arrange cover for a wide range of vehicle types that can be tailored to your business requirements.
Some of the vehicles we provide insurance solutions for are:
We also tailor solutions for a variety of other transport services including earthmovers, mobile cranes, buses, fleet vehicles, specialist vehicles and heavy equipment.
Our Policies Can Cover
Our package policies can extend to cover not only the Truck, Prime Mover and Trailer but also:
Public Liability Insurance
Liability cover away from the vehicles insured.
Under the new Chain of Responsibility Act you will be brought into an action if the goods you are carrying are damaged.
Customers Consequential Loss (E.g. Loss of Income).
Your own loss of income whilst your vehicle is being repaired following a Motor vehicle incident, covered under a Motor Vehicle Claim, including any downtime incurred.
Citycover specialise in Transport and Heavy Motor Vehicle insurance. When you take out a tailored Transport Insurance policy, you will immediately have access to our expert claims team for personal service on claims, and our experienced advisers for advice on Risk Management.
Frequently Asked Questions for Transport Insurance.
Do I need Load Insurance?
Load insurance protects the Chain of Responsibility. The Competition and Consumer Act, including any contracts between you and the Freight Forwarding Agent will dictate, however our advice is to get Load Insurance, as it can protect you in the event of damage or loss.
Can I pay my premiums by the month?
Yes. All insurance offered by Citycover can be paid by the month through premium funders. If you chose to use the premium funder’s service, your monthly instalments will be tax deductible.
When do I ring about a Radius Extension?
Be warned some companies believe if your journey states “base to a destination beyond your normal radius” you are outside of the radius when you leave the base. Others say you are “out of radius” when you reach the radius limit. Seek professional advice from your Citycover Adviser.
What Liability Covers are available and do I need them all?
Yes – we suggest reviewing the following liability covers to ensure you are protected in the event of a claim:
1.) CTP Third Party Bodily Injury;
2.) Motor Section Liability covers damage by your truck;
3.) Public Liability covers you outside of your truck.
I don’t have much driving experience, can I still get cover?
Yes you can, and Citycover has the ability to sort this for you. All we need is your driving history. The more experience you have, discounts may apply after years of driving and a good driving record.
Need to Claim?
The knowledge and experience of Citycover’s amazing team is widely recognised. We are extremely passionate insurance professionals, who love what we do.
Senior Insurance Adviser
Claims Services Manager
- John B
We are a small Transport Co. and have dealt with a number of Brokers over the past 25 years. The service we get from Citycover is far beyond any other broker we have dealt with. The advice we receive is up to date and relevant to our business and the claims department take all the hassle out of any claims. We highly recommend them.
26th October, 2017