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    2. /
    3. Retirement Planning

    Retirement Planning

    The best time to prepare for retirement is while you are still fit to work. Citycover offers retirement planning services to all Australians to help you plan for the next phase in life.

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  • Our Areas of Advice

    We will work closely with you to make sure your needs are being observed and taken care of depending on your tolerance to the investment time frame, tax positions, risk performance and preference to certain investments.

    • Personal Superannuation

      Strategies of accumulation, salary sacrifice, estate planning, and effective contribution.

    • Income Stream Strategies

      Pre retirement and post retirement.

    • Consolidation of Superannuation

      Streamline into a tailored plan.

    • We can also assist business clients with solutions for implementing and reviewing their superannuation requirements to help them prepare for retirement age.

      Citycover can also provide post retirement advice and monitoring for clients wishing to move their superannuation investments into other income streams – e.g. Allocated Pensions.

  • Why Us?

    Superannuation legislation has become more complex, but tax advantages still remain. We can help you!

      • Maximise Capital Accumulation
        Whether you are self-employed or an employee, we can advise you on maximising capital accumulation through effective contribution strategies.
      • Effective Retirement Planning
        We also can advise on the post retirement phase using capital to draw on as an income stream.
  • FAQs

    Frequently Asked Questions for Retirement Planning.

    • How do I make a claim?

      As your Adviser, you will always contact Citycover in the first instance and we will guide you through the claims process as this can vary from insurer to insurer.

    • How long will my savings last?

      It may sound frightening. Fact is, we are all living longer. The sooner you plan for the future the more likely you will be in achieving a comfortable lifestyle. Make sure you are retirement ready.

    • What can an Adviser help you with?

      A financial adviser can help you choose the level of cover that best suits you and review any of your existing insurance policies.

    • When is the right time to start planning?

      It’s too late when your retired. The early you start planning, the better your retirement income and lifestyle.

  • Need Help?

    Our experienced team is ready to answer any questions you have.

      • Over 45 Years of Trust
        Australians have been trusting Citycover with their insurance needs since 1972.
      • 24/7 Emergency Claims Service
        We take the stress away, as we know claims don’t just occur between the hours of 8am to 5pm.
      • Member of Austbrokers
        Top 250 ASX-listed company, better wordings, better governance and better purchasing power.
  • Need to Claim?

    • Our claims process is seamless, market leading and hassle free. You can submit a claim 24/7 online, or alternatively you can phone us during business hours on 1800 122 194 or after hours on 0419-710-868. Your dedicated claims specialist will assist you with your claim from start to finish.

    • Find Out More
  • Our Team

    The knowledge and experience of Citycover’s amazing team is widely recognised. We are extremely passionate insurance professionals, who love what we do.

    • Stewart Harker


      Daneille Crawford

      Manager - Client Services

      Gayle Herriman

      Manager - Claims Services

      Kerrilyn Olver

      Claims Adviser

      David Kimber

      Senior Insurance Adviser

      Jonathan Hobson

      Senior Insurance Adviser

      Lynette Braddock

      Insurance Adviser

      Paul McGregor

      Insurance Adviser

      Tanya McGrath

      Insurance Adviser

      Tracy Livesey

      Insurance Adviser

      Liz Walker

      Authorised Representative (AR 001256865)

      Paul Cotterill

      Authorised Representative (AR 000442425)