Why is this cover important?
Who and what will get you over the financial hump in the event of a major traumatic illness? Do you have the financial means to provide you peace of mind should you suffer a major illness such as e.g. Heart Attack, Stroke or Malignant Cancer?
Think about it….
Policies coverage available
With Major Illness Insurance you can enjoy the knowledge that a lump sum of money will be paid to you should the unexpected happen. This can be a huge release of stress, allowing you to deal with your illness first and foremost and not having to worry about paying bills, and feeding the family.
Depending on the cover you take out you get benefits for a number of different illnesses.
Pay for medical attention
Take the stress out of paying medical bills.
Pay a specialist
Best care available.
Pay for home renovation costs
Adjustments to your home as required.
Pay your running household expenses
Protecting you and your family.
Pay your debts
Unload worrisome debt.
The cover can be tailored to your specific needs and your current financial circumstances. These insurance premiums are generally not tax deductible, and the lump sum benefits are not taxable.
Frequently Asked Questions for Major Illness Insurance.
I have already put income protection in place, do I need both?
Yes you do need both, income protection meets your everyday on-going costs, where as critical illness cover will provide
you for unforeseen costs e.g. special medical attention, domestic adjustments, reduction of debt levels etc.
What does it cover?
A broad range of critical illnesses that are covered under most plans, however a large percentage of claims come from
stroke, malignant cancer or cardiac conditions, e.g. heart attack.
How would I cope if I suddenly fell ill or injured?
Ask yourself the question, how would I cope financially if I suddenly fell sick or had an injury and I was unable to work…..
How would you pay the bills, keep the business operating, and more importantly, look after your family?
Our advisers can assist with a plan that is right for you, giving you the peace of mind you need.
Need to Claim?
The knowledge and experience of Citycover’s amazing team is widely recognised. We are extremely passionate insurance professionals, who love what we do.
Senior Insurance Adviser
Claims Services Manager
Senior Claims Adviser