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    3. Boat / Pleasurecraft Insurance

    Boat / Pleasurecraft Insurance

    Covering all types of watercraft, from canoes and rowboats, to motor boats, sailboats, yachts and jetskis.

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  • Rest assured that your boat is protected both on and off the water, anywhere in Australia. That’s peace of mind.

  • Covering Accidental loss or damage to:

    • Tools

      On board your vessel in the event of accidental damage or loss.

    • Personal Effects

      Contents cover available for loss or damage to personal items in the boat that are stolen or damaged as a result of an accident.

    • Recreational Equipment

      Such as Fishing Gear, Water Skiing Equipment, Diving Equipment.

    • Safety Equipment

      Safety Equipment and Accessories.

    • Water Skiers Liability

      Cover includes death or injury to a water skier being towed by your boat.

  • Why Us?

    The team at Citycover can assist you 24/7 with claims. What this means to you is, even when you are out on the water, you can speak to our professional claims department when you needs us most. No need to wait in a call centre queue.

    Our qualified and trained insurance professionals will help you get the additional benefits you might need, for example when an emergency occurs, such as the need for emergency fuel or medical evacuation.

      • Easy Stress Free Claims Process: At Citycover we provide all our customers with a dedicated claims service, available 24/7 to assist with your claim.
      • Superior Claims Service: As an Adviser, Citycover have priority to fast track our claims service in the event of an accident and/or weather event.
  • FAQs

    Frequently Asked Questions for Boat / Pleasure Craft Insurance.

    • Can I obtain an Agreed Value Policy?

      Yes you can, we will discuss the various cover options available under the policy. You may need to provide us with a valuation from a Marine specialist / valuer in order for the Insurer to agree to the nominated value.

    • I found a really cheap quote online, why is it so cheap?

      Insurance is like any other product, you pay for what you get. There are many different insurers offering policies in different shapes and forms.

      Service is extremely important.

      This is the difference between a claim being paid out over night and a claim being paid out painstakingly over a year. Cheap premiums are on offer because costs are being cut elsewhere.

      Coverage is also extremely important.

      This is the difference between your claim being paid out or not paid out at all. Quite often, this results in financial burden in the long run.

    • Am I entitled to a discount if I have not had any claims in the past for my boat?

      Yes you are, this works in a similar manner to motor vehicle policies, and the no claim bonus discount works as follows:

      • Rate 1 – you will receive a 25% discount
      • Rate 2 – you will receive a 20 discount
      • Rate 3 – you will receive a 15% discount
      • Rate 4 – you will receive a 10% discount
      • Rate 5 – no discount will apply
    • Can I pay my premiums by the month?

      Yes. All insurance offered by Citycover can be paid by the month through premium funders. If you chose to use the premium funder’s service, your monthly instalments will be tax deductible.

    • Where is my Boat covered?

      The Geographical limits includes cover for your boat whilst it is stored on land or is in transit on a trailer.

      Cover will extend to include waters up to 250 nautical miles off the Australian Mainland and Tasmania, and the New Zealand North and South Islands (subject to the policy terms and conditions).

      We will discuss the options with you to determine what type of cover and the locations you need cover.

    • How do I make a claim?

      As your Adviser, you will always contact Citycover in the first instance and we will guide you through the claims process as this can vary from insurer to insurer.

  • Need Help?

    Our experienced team is ready to answer any questions you have.

      • Over 45 Years of Trust
        Australians have been trusting Citycover with their insurance needs since 1972.
      • 24/7 Emergency Claims Service
        We take the stress away, as we know claims don’t just occur between the hours of 8am to 5pm.
      • Member of Austbrokers
        Top 250 ASX-listed company, better wordings, better governance and better purchasing power.
  • Need to Claim?

    • Our claims process is seamless, market leading and hassle free. You can submit a claim 24/7 online, or alternatively you can phone us during business hours on (07) 3270 1500 or after hours on 0419-710-868. Your dedicated claims specialist will assist you with your claim from start to finish.

    • Find Out More
  • Our Team

    The knowledge and experience of Citycover’s amazing team is widely recognised. We are extremely passionate insurance professionals, who love what we do.

    • Mark Sandow

      Managing Director

      Stewart Harker


      Daneille Crawford

      Senior Insurance Adviser

      David Kimber

      Insurance Adviser

      Eloise McCarthy

      Insurance Adviser

      Jake Nelson

      Insurance Adviser

      Jonathan Hobson

      Insurance Adviser

      Liz Walker

      Insurance Adviser

      Nicole McHardy

      Insurance Adviser

      Nilima Pokala

      Insurance Adviser

      Paul Cotterill

      Insurance Adviser

      Paul McGregor

      Insurance Adviser

      Gayle Herriman

      Claims Services Manager

      Lynette Braddock

      Senior Claims Adviser

    • I want to say that I think you have been fantastic throughout this process Eloise and I am very glad you have been there for me. Your friendliness and professional assistance definitely made things easier.

      Bruce H
      26th October, 2017