Why is this cover important?
Whether you are retired or not, when you purchase a Caravan or Camper Trailer, you do this for a certain lifestyle and one which provides you with the freedom to travel just about anywhere without having to worry about expensive accommodation costs. It’s an investment which you would like to protect.
At Citycover we pride ourselves in providing the right advice to tailor your insurance needs. When it comes to protecting this investment, we pride ourselves on our professional claims service, should you happen to have a need to make a claim.
Policy Cover Can Include
It’s important to take out the right cover. Caravan policies can provide the following, but not limited to:
Accidental Loss or Damage
To your Caravan, Motorhome, or Trailer.
New for Old Replacement
Replacement to a condition substantially the same as when new.
Cover available for loss or damage to a fitted Annex.
Limited contents cover up to $1000 available for loss or damage to personal items in the vehicle that are stolen, or damaged as a result of an accident.
Cover available in the event of a claim.
Up to $1000 available.
Temporary Replacement Cover
In the event of a loss or damage and the Caravan or Motorhome becomes uninhabitable.
Reasonable Towing and Storing Costs
Reasonable costs to tow and store (if unable to be driven) following loss or damage.
Legal liability cover of up to $20 million for damage to other people’s property, and their injury or death caused by your vehicle.
Fusion / Motor Burnout
Cover available on some policies.
Flood / Storm Cover
Comprehensive cover provides cover for Flood, Storm/Hail and Bushfire.
When you take out a tailored Caravan & Trailer policy with Citycover, you will immediately have access to professional and personalised service from our expert Claims team, who are available 24/7 in the event you have a claim.
Our qualified Insurance Advisers are also able to provide professional advice on all of your Insurance needs. We have access to several reputable Caravan insurers, so we can tailor the best policy to suit your needs.
Frequently Asked Questions for Caravan & Trailer Insurance.
I found a really cheap quote online, why is it so cheap?
Insurance is like any other product, you pay for what you get. There are many different insurers offering policies in different shapes and forms.
Service is extremely important.
This is the difference between a claim being paid out over night and a claim being paid out painstakingly over a year. Cheap premiums are on offer because costs are being cut elsewhere.
Coverage is also extremely important.
This is the difference between your claim being paid out or not paid out at all. Quite often, this results in financial burden in the long run.
Can I obtain cover for my caravan if it is permanently located on-site?
Yes – we will ask for onsite details of where the Caravan is located and the address will be noted on your policy schedule.
Can I pay my premiums by the month?
Yes. All insurance offered by Citycover can be paid by the month through premium funders. If you chose to use the premium funder’s service, your monthly instalments will be tax deductible.
What type of cover is available for my caravan?
All Caravan Insurance is based on Comprehensive cover. It also includes Camper Trailers, Horse Trailers and Trailers. The choice is yours as to whether you want to insure for Agreed Value or Market Value.
Is cover available for anywhere in Australia?
Yes – during our initial discussion with you, we will ask what sort of cover you require.
Will flood cover be included?
Flood cover can be included, however, the policy may exclude tidal wave and actions of the sea. We will fully discuss all of the cover options available during our initial discussions.
Need to Claim?
The knowledge and experience of Citycover’s amazing team is widely recognised. We are extremely passionate insurance professionals, who love what we do.
Senior Insurance Adviser
Claims Services Manager
- Debbie M
Well you Nilima are a gem!! Love dealing with you, you make everything easy!!
26th October, 2017