Why is this cover important?
There are many benefits with taking out a Landlord’s policy with Citycover as it’s an investment which you would like to protect. Every landlord’s property is different, therefore, we tailor the insurance cover to suit your specific requirements. An Investment property, for many, is like a nest egg for their future retirement.
You leave the responsibility of selecting and reviewing the type of tenants to your appointed Real Estate Agent. Now you can leave the responsibility of protecting your investment with a Professional Insurance Adviser.
At Citycover we understand this and we pride ourselves in providing the right advice to tailor your insurance requirements.
Policy Cover Can Include
It’s important to take out the right cover. Landlords policies can provide the following, but not limited to:
Accidental Loss or Damage
To Building or Contents.
New for Old Replacement
Replacement to a condition substantially the same as when new.
Due to Tenants.
Legal Liability up to $30 Million.
Accidental loss or damage to landlords contents including white goods, carpets, curtains and blinds.
Loss of Rent
Loss of rent due to an insured event.
Or Attempted Theft including Malicious Damage.
Available if required.
When it comes to protecting this investment, we pride ourselves on our professional and personalised claims service, should you happen to have a need to make a claim.
When a claim occurs, our expert Claims Team will provide you with all the assistance required to settle the loss as quickly as possible, and with the least disruption.
As a client of Citycover you will also receive the following:
Frequently Asked Questions for Landlords Insurance.
I found a really cheap quote online, why is it so cheap?
Insurance is like any other product, you pay for what you get. There are many different insurers offering policies in different shapes and forms.
Service is extremely important.
This is the difference between a claim being paid out over night and a claim being paid out painstakingly over a year. Cheap premiums are on offer because costs are being cut elsewhere.
Coverage is also extremely important.
This is the difference between your claim being paid out or not paid out at all. Quite often, this results in financial burden in the long run.
What happens if my rental property is damaged by storm and becomes untenantable?
The Landlords policy would cover the resultant damage as well as the loss of rent until such time as the building is repaired.
Can I pay my premiums by the month?
Yes. All insurance offered by Citycover can be paid by the month through premium funders. If you chose to use the premium funder’s service, your monthly instalments will be tax deductible.
What happens if a tenant is evicted due to unpaid rent or leaves unexpected with rent owing?
Ss long as you have the Rental Default option, the policy will provide cover. Period of time and amount paid varies with each insurer.
Need to Claim?
The knowledge and experience of Citycover’s amazing team is widely recognised. We are extremely passionate insurance professionals, who love what we do.
Head of Client Services
Senior Insurance Adviser
Senior Insurance Adviser
Insurance Adviser (AR 001256865)
Insurance Adviser (AR 000442425)
Head of Claims Services
- Russell & Kim K
This will confirm that we have been using Citycover as our insurance broker for many years, the length has to be over ten, and we have found that the representatives have always been professional courteous and extremely helpful.
They handle all our premiums, household, investments, car and those of our children. With the service they provide and advice when asked has always produced excellent results. Also with our investment [property], we have found that the agents have worked with representatives of Citycover direct, and have been able to ‘fix’ any claims without a problem.
Currently, our representative is Eloise McCarthy. We have known Eloise both in this position and the previous role she held. She has always shown interest, professionalism, and efficiency and we cannot see any fault with her and her company.
We give Eloise and Citycover a 5 star rating.
26th October, 2017