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    Landlord Insurance

    Landlords Insurance is a specifically tailored policy for investment properties. It’s important to have a comprehensive policy, for your peace of mind, knowing that your investment is protected.

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  • Why is this cover important?

    There are many benefits with taking out a Landlord’s policy with Citycover as it’s an investment which you would like to protect. Every landlord’s property is different, therefore, we tailor the insurance cover to suit your specific requirements. An Investment property, for many, is like a nest egg for their future retirement.

    You leave the responsibility of selecting and reviewing the type of tenants to your appointed Real Estate Agent. Now you can leave the responsibility of protecting your investment with a Professional Insurance Adviser.

    At Citycover we understand this and we pride ourselves in providing the right advice to tailor your insurance requirements.

  • Policy Cover Can Include

    It’s important to take out the right cover. Landlords policies can provide the following, but not limited to:

    • Accidental Loss or Damage

      To Building or Contents.

    • New for Old Replacement

      Replacement to a condition substantially the same as when new.

    • Rent Default

      Due to Tenants.

    • Legal Liability

      Legal Liability up to $30 Million.

    • Landlords Contents

      Accidental loss or damage to landlords contents including white goods, carpets, curtains and blinds.

    • Loss of Rent

      Loss of rent due to an insured event.

    • Theft

      Or Attempted Theft including Malicious Damage.

    • Flood cover

      Available if required.

  • Why Us?

    When it comes to protecting this investment, we pride ourselves on our professional and personalised claims service, should you happen to have a need to make a claim.

    When a claim occurs, our expert Claims Team will provide you with all the assistance required to settle the loss as quickly as possible, and with the least disruption.

    As a client of Citycover you will also receive the following:

      • Professional Advice from qualified Insurance Advisers. Citycover’s Insurance Advisers are all qualified to provide Clients with the right advice on all their Insurance Needs.
      • Citycover has access to several reputable Landlords Insurers. This gives you a number of options to consider.  
  • FAQs

    Frequently Asked Questions for Landlords Insurance.

    • I found a really cheap quote online, why is it so cheap?

      Insurance is like any other product, you pay for what you get. There are many different insurers offering policies in different shapes and forms.

      Service is extremely important.

      This is the difference between a claim being paid out over night and a claim being paid out painstakingly over a year. Cheap premiums are on offer because costs are being cut elsewhere.

      Coverage is also extremely important.

      This is the difference between your claim being paid out or not paid out at all. Quite often, this results in financial burden in the long run.

    • What happens if my rental property is damaged by storm and becomes untenantable?

      The Landlords policy would cover the resultant damage as well as the loss of rent until such time as the building is repaired.

    • Can I pay my premiums by the month?

      Yes. All insurance offered by Citycover can be paid by the month through premium funders. If you chose to use the premium funder’s service, your monthly instalments will be tax deductible.

    • What happens if a tenant is evicted due to unpaid rent or leaves unexpected with rent owing?

      Ss long as you have the Rental Default option, the policy will provide cover. Period of time and amount paid varies with each insurer.

    • How do I make a claim?

      As your Adviser, you will always contact Citycover in the first instance and we will guide you through the claims process as this can vary from insurer to insurer.

  • Need Help?

    Our experienced team is ready to answer any questions you have.

      • Over 45 Years of Trust
        Australians have been trusting Citycover with their insurance needs since 1972.
      • 24/7 Emergency Claims Service
        We take the stress away, as we know claims don’t just occur between the hours of 8am to 5pm.
      • Member of Austbrokers
        Top 250 ASX-listed company, better wordings, better governance and better purchasing power.
  • Need to Claim?

    • Our claims process is seamless, market leading and hassle free. You can submit a claim 24/7 online, or alternatively you can phone us during business hours on (07) 3270 1500 or after hours on 0419-710-868. Your dedicated claims specialist will assist you with your claim from start to finish.

    • Find Out More
  • Our Team

    The knowledge and experience of Citycover’s amazing team is widely recognised. We are extremely passionate insurance professionals, who love what we do.

    • Mark Sandow

      Chief Executive Officer

      Stewart Harker


      Daneille Crawford

      Manager - Client Services

      Gayle Herriman

      Manager - Claims Services

      Kerrilyn Olver

      Claims Adviser

      David Kimber

      Senior Insurance Adviser

      Jonathan Hobson

      Senior Insurance Adviser

      Lynette Braddock

      Insurance Adviser

      Paul McGregor

      Insurance Adviser

      Tracy Livesey

      Insurance Adviser

      Liz Walker

      Insurance Adviser (AR 001256865)

      Paul Cotterill

      Insurance Adviser (AR 000442425)

    • This will confirm that we have been using Citycover as our insurance broker for many years, the length has to be over ten, and we have found that the representatives have always been professional courteous and extremely helpful.

      They handle all our premiums, household, investments, car and those of our children. With the service they provide and advice when asked has always produced excellent results.  Also with our investment [property], we have found that the agents have worked with representatives of Citycover direct, and have been able to ‘fix’ any claims without a problem.

      Currently, our representative is Jonathan. He has always shown interest, professionalism, and efficiency and we cannot see any fault with him and Citycover.

      We give Citycover a 5 star rating.

      Russell & Kim K
      26th October, 2017